With a healthcare FSA, your pre-tax money covers a wide range of common medical expenses. These include doctor visits, surgery and other medical procedures, prescription and over-the-counter medicines, as well as dental and vision care. However, you may be surprised that the following products and services also qualify as FSA eligible expenses.
Procedures such as acupuncture and chiropractor visits are eligible expenses with your FSA.
Ancestry kits have become increasingly popular in recent years. If you’re interested in learning about your heritage and how your DNA could impact your health, you may be able to use your FSA. The kit should include a health report in order to be eligible. Be sure to check with your benefits administrator for more information.
Braille reading materials often cost more than a standard print edition. The cost difference between the two versions can be claimed as an eligible expense.
Removing lead-based paint from your home walls and surfaces is a qualified expense if:
NOTE: Removal costs are qualified, however, the cost of repainting the scraped area (labor and paint) does not qualify. You also cannot claim covering the affected area with wallboard or paneling instead of removing the paint; this is considered a capital expense rather than a medical expense.
If you’re a donor (or possible donor) you can claim the cost of medical care received related to the transplant. You can include costs for transportation. If you cover the cost of medical care of another donor in connection with organ donation, you may be able to claim that as well.
FSAs can cover the cost of purchasing, training, and maintaining a guide dog (or other service animal) that assists people with visual, hearing. or other physical disabilities. Maintenance costs can include food, grooming, and veterinary expenses.
When you’re traveling to and from medical care, you can claim bus, taxi, train, and air fares, and ambulance service. An FSA can also cover transportation expenses for the following:
Some people need to alter their modes of transportation to make them more accessible. Vehicle accessibility modifications such as hand steering controls and wheelchair lifts are eligible expenses. You can also claim the cost difference between a regular vehicle and one designed to hold a wheelchair.
If you lost part or all of your hair due to a disease or medical treatment (such as radiation or chemotherapy), you can purchase a wig with your FSA.
For a full list of FSA eligible expenses, see IRS Publication 502.
The more you know about using your FSA, you’ll be able to take full advantage of your benefit account. Remember to hold on to your receipts and other documentation so you can receive reimbursement for these expenses.
Contact your benefits administrator for more information on claims and reimbursement.