Category Archives for Blog

ICHRA and EBHRA: New Employee Healthcare Benefit Accounts

The IRS authorized two new types of healthcare benefit accounts in 2019: the Individual Coverage HRA (ICHRA) and the Excepted Benefit HRA (EBHRA). These were (and remain) pretty big news for businesses

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Benefits Cards and More Ways to Shop!

Why don’t cows shop online? They prefer printed cattle-ogues. Ha ha! 🙂 Cows may prefer those, but in 2023, almost 250 million Americans preferred e-commerce. And with more online health and wellness

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Pot o’ Gold Benefits

With St. Patty’s Day coming up, I’m thinking about leprechauns. We’d all love to have a leprechaun help us find a pot of gold. That’s especially true when thinking about healthcare

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Better Fitness, Diet, and Mental Health

What is a vegetable’s favorite martial art? Carr-ot-eee! Eating right and getting active can be as fun as this joke, am I right?!?!?! Plus, your body and mind will thank you! Today, let’s

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Women’s Heart Health

Hey ladies, what is a heart’s favorite type of shoe? Pumps! Get it? Because hearts pump blood? It’s Betty here, and I love to put on a gorgeous pair of pumps to go out after a long day of

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Financial Benefits: What You Need to Know

Why don’t cows have any money? Because farmers milk them dry! That’s funny, but I’m sure you don’t find it funny if you are feeling ‘milked dry’ by high costs for groceries,

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Choosing an HSA Beneficiary

You know I love to tell jokes, so stay tuned for more of my (in)famous humor. In the meantime, let’s get serious for a minute. More people are enrolling in high-deductible health plans (HDHPs)

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Unspent FSA Funds?

You know how I love to bring you my bad jokes. But something that’s NOT funny is unspent Flexible Spending Account (FSA) funds. FSAs are an effective way to save money on taxes while reserving money

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Holiday Stress Relief with LSAs

It’s beginning to look a lot like….? Most people would fill that blank with the word “Christmas,” but I would choose BUSY! This is often the busiest time of the year, from decorating

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Four Tools for Better Benefits Usage

Many of you enroll in plans for the first time during open enrollment. “Firsts” are often overwhelming, and once the benefit year begins, you may need help knowing how or where to begin. To make things

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Open Enrollment Tips for Employees

Did you know Santa never holds open enrollment? His staff is sELF-employed! Get it? No? Well, open enrollment can be overwhelming, so I’m trying to lighten the mood and help you get through it more

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What is an FSA?

A doctor tells a patient, “We’ve run every test we can think of, and the results show … you’re out of money.” You don’t want to miss out on important tests, and

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Your Mental Health Matters!

I always love to start my blogs with jokes, but mental health is no laughing matter. It’s such an important topic that two awareness initiatives are conducted yearly: May is Mental Health Awareness

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What is a Section 125 Cafeteria Plan?

Do you have fond memories of your school cafeteria? If not, here’s a joke for you. What’s the worst thing you’ll likely find in a school cafeteria? The food! Now that you’ve

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Can FSAs and HSAs Help with Back-to-School Shopping?

Here’s a back-to-school joke:  What’s the king of all school supplies? A ruler! Get it? Kings are rulers, and rulers are something schoolkids need … yeah, OK, OK. But – did you

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What is an HRA?

Does an apple a day keep the doctor away? Only if you have good aim! HA HA HA! But what if you don’t have good aim but still need a doctor? An HRA may be able to help you pay for that service. If

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Keep the ‘Fun’ in Summer Fun!

Here’s one of my favorite summer jokes for you. Do fish get a summer vacation? No, because they’re always in school! Get it? They travel in “schools.” No? Whatever…I think I’m funny! Seriously,

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What are HSAs?

After many years of building up their savings account balance, a wife tells her husband they have finally saved enough money to buy what they started saving for in 1999. Her husband says, “You mean

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FSA Debit Cards: Easy and Convenient

What do you call a country that doesn’t use payment cards? A Czech Republic! Get it? 🙂 Believe it or not, in 2022, only 55% of Americans wrote at least one check. Nearly half of us didn’t

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Travel Stress Relief and Benefit Accounts

The food on my flight wasn’t good. It was a little plane. Get it? Plain? Plane? No? Ah, never mind. But, if you’re heading out of town on a plane this summer, plain food may be the least of your

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PTSD Awareness, Symptoms, and Treatment

Post-Traumatic Stress Disorder, or PTSD, affects an estimated 5% of U.S. adults in any given year and about 6% of the entire population at some point in their lifetime. Learn more about this condition,

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What is a Summary Plan Description?

If you receive healthcare benefits from your employer, you should be given access to a Summary Plan Description (SPD). Your SPD provides essential details about your company’s benefits plan

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FSAs, Status Changes, and Contributions

Here’s another of my famous jokes for you. Change is inevitable – except from vending machines. HA! 🙂  One of the possibly inevitable changes you may be facing in your own life is in

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Sleep Relief and Your Benefits

What do you get when you eat cookies in bed? Crumby sleep! Get it, crummy sleep? That joke may or may not be funny, but what’s definitely not funny is when you do get crummy sleep. Getting enough

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Managing Stress with Benefit Accounts

A lot of people I talk to are dealing with stress. Long-term stress is unhealthy, of course, and thinking about that may stress you even more – but never fear, the Captain’s here! Let’s discuss

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