Category Archives for Blog
Back-to-School Shopping with Your FSA or HSA
August is here, which means the school year has just begun (or is about to begin) for students across the country. If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you can
Continue readingICHRA and EBHRA: New Employee Healthcare Benefit Accounts
In June, the IRS announced two new employee healthcare benefit accounts: the Individual Coverage HRA (ICHRA) and the Excepted Benefit HRA (EBHRA). This is pretty big news for businesses and employees!
Continue readingKeep the Summer Fun Going with your FSA!
Summer is in full swing across the country! The sun is out, the weather is warm, and everybody is getting outdoors. Whether you’re looking to have fun at the beach, hang out by the pool, go camping,
Continue readingRecognizing Symptoms and Getting Treatment for PTSD
Post-Traumatic Stress Disorder, also known as PTSD, is a common condition suffered by millions of people. PTSD affects approximately 3.5 percent of all adults in the United States; it is also estimated
Continue readingHSA FAQ: What Happens to My HSA When I Die?
As enrollment in high deductible health plans grows, so does the number of people with a Health Savings Account (HSA). HSAs are great for saving money on taxes and healthcare expenses. Plus, the HSA is
Continue readingMore Online Retailers Accept Healthcare Benefits Cards
Earlier this year, Amazon.com announced it will now accept pre-tax healthcare benefits cards as a form of payment. The giant online retailer joins other companies, like FSAStore.com, HSAStore.com, and
Continue readingYour Mental Health Matters – Fighting Stigmas and Getting Treatment
May is Mental Health Awareness Month, making it a great time to talk about this sensitive subject (October 10 is World Mental Health Day). There is a lot of stigma around mental health, but according
Continue readingMaximize Your FSA with Your FSA Debit Card
It’s no secret – using a debit (or credit) card is super convenient. You can use them just about anywhere and for just about anything. Grocery stores, pharmacies, gas stations, clothing shops, doctors’
Continue readingWhat is a Summary Plan Description?
If you receive healthcare benefits from your employer, you should have access to a Summary Plan Description (SPD). In a nutshell, the SPD provides important details about your company’s benefits
Continue readingTax Deadline Tip: HSA Contributions for the Previous Year
If you have a Health Savings Account (HSA), here’s some interesting news: you can make HSA contributions for the previous year before the tax deadline! Does that sound too good to be true? As outlined
Continue readingGet Your Zzzz’s: Sleep, Wellness and Your Benefits Accounts
Is this the stuff of nightmares? 25 percent of adults in the U.S. report poor sleep health. While it may not seem scary on the surface, a lack of good sleep can be detrimental to your overall health and
Continue readingHeart health: Heart disease risk factors and ways you can get healthier
February is American Heart Month, which is pretty convenient with Valentine’s Day falling right in the middle. With that in mind, I have researched some facts about heart disease, risk factors, and
Continue readingChanging Health Insurance Coverage and Your HSA
Health Savings Accounts offer a slew of excellent benefits for account owners. In addition to the triple tax savings of tax-free contributions, tax-free withdrawals for eligible expenses, and tax-free
Continue readingFSA Deadlines You Need to Know
If you used a Flexible Spending Account (FSA) last year, there are some FSA deadlines you need to know about. While the end of the plan year has passed for most people, you may still have the option to
Continue reading7 Ways to Spend Use-It-or-Lose-It FSA Dollars
There are just a couple of weeks left before the year ends! If you still have money in your Flexible Spending Account (FSA), now is a good time to put the remaining balance to work for you so you don’t
Continue readingHSA and FSA Contribution Limits for 2019
Attention – there is good news for employer-sponsored benefit accounts in 2019! The IRS has raised the annual contribution limits for Health Savings Accounts, Flexible Spending Accounts, and Commuter
Continue readingFSA vs HRA vs HSA: A Comparison with Chart
For employer-sponsored healthcare benefit accounts, there are Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), and Health Savings Accounts (HSAs). On first glance, the three
Continue readingHSA Owners: Let’s talk about the Limited Purpose FSA!
A limited purpose FSA (LPFSA) is a tax-advantaged benefit account available only to those with an HSA. You may use the LPFSA to pay for qualified vision and dental expenses. Contributions and Rollover LPFSAs
Continue readingOverview on COBRA Coverage
Let’s Talk about COBRA! COBRA coverage allows employees to keep their healthcare coverage under their employer’s group plan after they experience a qualifying event that would result in loss of
Continue readingTax-Free Talk, Enrollment Season Podcast, Ep. 3
Tax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this third installment of Tax-Free Talk, an enrollment season podcast, benefits superhero Captain Contributor
Continue readingOverview on Health Reimbursement Arrangements
Your employer offers a Health Reimbursement Arrangement (HRA), and you need to know what that means for you. An HRA is an employer-sponsored benefit plan funded solely by the employer that allows employees
Continue readingTax-Free Talk, Enrollment Season Podcast, Ep. 2
Tax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this second edition of the Tax-Free Talk enrollment season podcast, Kathy Claimant follows benefits superhero
Continue readingTransit/Commuter Account Overview
If you travel to and from work, you could be saving on those travel-related expenses with a Commuter (aka Transit) plan. A Transit/Commuter plan is an employer-sponsored fringe benefit where employees
Continue readingTax-Free Talk, Enrollment Season Podcast, Ep. 1
Tax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this funny, informative and engaging serial, Kathy Claimant hosts benefits superhero Captain Contributor.
Continue readingDo You Have a Benefits Debit Card? Check Out These Advantages
Do you have a Flexible Spending Account (FSA), Health Savings Account (HSA), Transit/Commuter account, or other employer-sponsored benefit accounts? If you’re enrolled in one of these accounts (or other
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