Category Archives for Blog

What is a Section 125 Cafeteria Plan?

Do you have fond memories of your school cafeteria? If not, here’s a joke for you. What’s the worst thing you’ll likely find in a school cafeteria? The food! Now that you’ve

Continue reading

Can FSAs and HSAs Help with Back-to-School Shopping?

Here’s a back-to-school joke:  What’s the king of all school supplies? A ruler! Get it? Kings are rulers, and rulers are something schoolkids need … yeah, OK, OK. But – did you

Continue reading

What is an HRA?

Does an apple a day keep the doctor away? Only if you have good aim! HA HA HA! But what if you don’t have good aim but still need a doctor? An HRA may be able to help you pay for that service. If

Continue reading

Keep the ‘Fun’ in Summer Fun!

Here’s one of my favorite summer jokes for you. Do fish get a summer vacation? No, because they’re always in school! Get it? They travel in “schools.” No? Whatever…I think I’m funny! Seriously,

Continue reading

What are HSAs?

After many years of building up their savings account balance, a wife tells her husband they have finally saved enough money to buy what they started saving for in 1999. Her husband says, “You mean

Continue reading

FSA Debit Cards: Easy and Convenient

What do you call a country that doesn’t use payment cards? A Czech Republic! Get it? 🙂 Believe it or not, in 2022, only 55% of Americans wrote at least one check. Nearly half of us didn’t

Continue reading

Travel Stress Relief and Benefit Accounts

The food on my flight wasn’t good. It was a little plane. Get it? Plain? Plane? No? Ah, never mind. But, if you’re heading out of town on a plane this summer, plain food may be the least of your

Continue reading

PTSD Awareness, Symptoms, and Treatment

Post-Traumatic Stress Disorder, or PTSD, affects an estimated 5% of U.S. adults in any given year and about 6% of the entire population at some point in their lifetime. Learn more about this condition,

Continue reading

What is a Summary Plan Description?

If you receive healthcare benefits from your employer, you should be given access to a Summary Plan Description (SPD). Your SPD provides essential details about your company’s benefits plan

Continue reading

FSAs, Status Changes, and Contributions

Here’s another of my famous jokes for you. Change is inevitable – except from vending machines. HA! 🙂  One of the possibly inevitable changes you may be facing in your own life is in

Continue reading

Sleep Relief and Your Benefits

What do you get when you eat cookies in bed? Crumby sleep! Get it, crummy sleep? That joke may or may not be funny, but what’s definitely not funny is when you do get crummy sleep. Getting enough

Continue reading

Managing Stress with Benefit Accounts

A lot of people I talk to are dealing with stress. Long-term stress is unhealthy, of course, and thinking about that may stress you even more – but never fear, the Captain’s here! Let’s discuss

Continue reading

Workplace Eye Health

March is Workplace Eye Wellness Month, so “Eye’d” (HA!) like to talk with you about eye care. Due to the time spent in front of computer screens and the risk of injuries from hazards

Continue reading

Mid-Year Status Changes and HSA Contribution Limits

Hey! Did you hear the one about the notebook that married a pencil? She finally found her Mr. Write! 🙂 (Honestly, I crack myself up!) If you are an HSA account owner and incur a life event that

Continue reading

FSA Deadlines: Is Time Running Out?

I don’t know about you, but I get plenty of exercise – by jumping to conclusions, pushing my luck, and dodging deadlines! HA! All kidding aside, if you have a Flexible Spending Account (FSA),

Continue reading

The Commuting Conundrum

Which baseball player has the shortest commute? The catcher – because he only works from home! HA! 🙂 Like baseball catchers, some of us have our workplace at home. Others have to commute to work,

Continue reading

Benefits Account Ownership and Portability

Here’s another one of my funny Dad jokes for you. Why did I quit my job at a coffee shop? Because I couldn’t take the daily grind. Get it…grinding coffee. Ha ha ha. Today though I want

Continue reading

Top 5 COBRA Need-to-Knows

We can all count on ten things. What are they, you ask? Your fingers…haha! I crack myself up. But – on to the serious focus of my blog today. Unfortunately, something you can’t necessarily

Continue reading

Financial Resolutions for the New Year

Why is money called “dough”? Because we all “knead” it! Just a little superhero humor! But seriously, money is no laughing matter. Right now, people are thinking about their

Continue reading

FSAs for Creative Christmas Stockings

Hey everybody! What do you call a bankrupt Santa???? Why, Saint “Nickel-less,” of course! 😆 With just a few days before the end of the year, Flexible Spending Account (FSA) owners who

Continue reading

Hearing Loss: Types, Treatments, and Your Benefit Accounts

Hearing loss is a complicated condition with various types and degrees. It can affect everyone, from infants to the elderly, and can be highly challenging to quality of life. Although commercial hearing

Continue reading

FSAs for Healthcare and Dependent Care

Did you know there are three types of employer-sponsored Flexible Spending Accounts (FSAs)? Each has its purpose, but all three allow users to pay no tax on funds set aside for necessary expenses. The

Continue reading

2023 IRS Limits for FSA, Transit, Adoption Assistance

The IRS just published new benefit limits for 2023. You’ll be able to save even more on your taxes with these accounts next year because limits are increasing. You can read the legalese in IRS Revenue

Continue reading

CDH Benefits Make Halloween Less Scary

Lots of people love Halloween, and Betty and I love to see the kids in their favorite superhero costumes! (Hint, hint!) People show their spirit by decorating houses and lawns, carving pumpkins, and dressing

Continue reading

Can I have an HRA and HSA simultaneously?

As consumer-directed healthcare (CDH) accounts become more popular, people want to know how to make them work best. I’m often asked if someone can simultaneously have an HRA and an HSA. The answer

Continue reading
1 2 3 5