Category Archives for Blog

How to Become a Better Healthcare Consumer

What is the difference between a patient and a healthcare consumer? Many consider the terms synonymous, but there are some distinct differences. Primarily, a patient receives care, but a healthcare consumer

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Do I have the allergies, the flu, or COVID?

Many people look forward to the cooler weather, sights, smells, and activity that fall brings. But the season also sparks certain allergies, marks the start of flu season, and is likely to see another

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Back to School and Your Benefits Accounts

Every parent knows how expensive the back-to-school period can be. In addition to clothing and school supplies, there are eye exams, updated eyeglass and contacts prescriptions, sports physicals, dental

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What’s an ICHRA? What’s a QSEHRA? Curious Minds Want to Know!

Only about 50% of Americans receive group health insurance through their employer, according to 2019 U.S. Census data. Some employers who don’t provide group health insurance to all (or any) employees

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FSA Accounts: Make Them Work for You

A Flexible Spending Account, or FSA, is a great way to save on taxes and set aside money for health and childcare expenses. The basics of FSA accounts are pretty simple. Each payday, you set aside

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Top 5 Reasons You Need a Benefits Debit Card

Does your company sponsor Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs) or Transit/Commuter benefit accounts? If they do, they may offer you

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Four Great Benefits for Working Parents

Many working parents find themselves struggling to make ends meet. As living costs rise, employers are looking for ways to help by offering additional benefit options. Let’s review four great benefit

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HSA Funding, Withdrawals, and Penalties

For people enrolled in a high deductible healthcare plan (HDHP), you either own a Health Savings Account (HSA) or hopefully are considering one. HSAs provide participants with several significant

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Dependent Care Assistance Plan (DCAP) Frequently Asked Questions

If you pay for the care of a child, parent or other tax dependent so that you can work or attend school, you could benefit from a Dependent Care Flexible Spending Accounts (DCFSA), also known as a Dependent

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Eating Disorders Rose During Pandemic

Mental health has generated increased attention since the beginning of the pandemic. With more people experiencing stress, isolation, and financial pressures, talking about their symptoms, and seeking

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IRS Announces 2023 HSA Limits

The Internal Revenue Service (IRS) has published the 2023 contribution limits for Health Savings Accounts (HSAs). They also released the 2023 high deductible health plan (HDHP) minimum deductibles

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Which is Better: FSA or HSA?

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) offer a variety of benefits to account owners. While there are some similarities in the benefits, there are some major differences.

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LSAs Go Beyond the Reach of “Traditional” Benefits

Does your employer offer Lifestyle Spending Accounts (LSAs)? Although used in Canada and other countries for a while now, they’re just now gaining popularity here in the U.S. These accounts are

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FSA, HRA and HSA Benefits Funds on Debit Cards

In a 2019 survey, GOBankingRates found that more than 37% of Americans preferred using cash to credit and debit cards. Since then, the pandemic has shifted many of those opinions as people became concerned

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Caregivers are Superheroes Who Need Care, Too!

Parents know the toll that is caring for their children. When parents have to care for their children and their parents, that toll can increase exponentially. Add working part- or full-time to the mix,

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HRA Basics: Contributions, Eligible Expenses and More

Health Reimbursement Arrangements (HRAs) are employer-owned benefit accounts that allow employees to use tax-free money to pay for qualified medical expenses. This HRA overview will highlight information

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Quit Smoking With Your Benefit Accounts

We all know how bad smoking is for our health, but quitting “cold turkey” can represent a huge hurdle. The good news is that there are several support tools and resources available to those

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FSA Carryover: Spend it Down on These Staples

Did your employer’s 2021 benefit plan include a Flexible Spending Account (FSA) Grace Period or Carryover option? If you didn’t use your full balance last year, you may have extra money to spend

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Running in Cold Weather?

During the winter, much of the country has cold weather and snow. With the new year’s health resolutions in full swing, many people are looking to get healthier, lose weight, or both. But not everyone

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Holiday Tips to Help You Spend Your FSA and HSA Dollars

If enrolled in a Flexible Spending Account (FSA), you may be looking for ways to spend down your balance before the plan year ends. I’ve got some ideas to help you use up those remaining FSA dollars.

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Women and Heart Disease

Did you know that heart disease is the number one killer of women? According to the Centers for Disease Control, approximately 1 in 5 female deaths is attributed directly to this cause. And 1 in 16 women

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Stay Healthy in the Winter

Pandemic numbers are going down, but experts are afraid of a possible winter surge. Now more than ever, it’s important for everyone to work on staying healthy through the winter. From sleep to exercise

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2022 FSA Contribution Limits, Max Carryover, Transit Benefits

In Revenue Procedure 2021-45, the IRS published details on how Flexible Spending Accounts (FSAs) and qualified transportation benefits can be used in 2022. The adjustments accounts for inflation, and

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Tips to Help Employees to Have a Great Enrollment Experience

Each Fall, typically between mid-October and mid-December, companies set aside a period of two to three weeks to allow employees to pick and choose which benefits they want for the upcoming year.

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Eye Care During a Pandemic

Eye care during a pandemic may not seem like a top priority. Taking care of our eyes is always important, both for how we see the world and how the world sees us. But, the COVID-19 pandemic has caused

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