Category Archives for HSA

Benefits Cards and More Ways to Shop!

Why don’t cows shop online? They prefer printed cattle-ogues. Ha ha! 🙂 Cows may prefer those, but in 2023, almost 250 million Americans preferred e-commerce. And with more online health and wellness

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Women’s Heart Health

Hey ladies, what is a heart’s favorite type of shoe? Pumps! Get it? Because hearts pump blood? It’s Betty here, and I love to put on a gorgeous pair of pumps to go out after a long day of

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Choosing an HSA Beneficiary

You know I love to tell jokes, so stay tuned for more of my (in)famous humor. In the meantime, let’s get serious for a minute. More people are enrolling in high-deductible health plans (HDHPs)

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Open Enrollment Tips for Employees

Did you know Santa never holds open enrollment? His staff is sELF-employed! Get it? No? Well, open enrollment can be overwhelming, so I’m trying to lighten the mood and help you get through it more

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Your Mental Health Matters!

I always love to start my blogs with jokes, but mental health is no laughing matter. It’s such an important topic that two awareness initiatives are conducted yearly: May is Mental Health Awareness

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What is a Section 125 Cafeteria Plan?

Do you have fond memories of your school cafeteria? If not, here’s a joke for you. What’s the worst thing you’ll likely find in a school cafeteria? The food! Now that you’ve

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Can FSAs and HSAs Help with Back-to-School Shopping?

Here’s a back-to-school joke:  What’s the king of all school supplies? A ruler! Get it? Kings are rulers, and rulers are something schoolkids need … yeah, OK, OK. But – did you

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Keep the ‘Fun’ in Summer Fun!

Here’s one of my favorite summer jokes for you. Do fish get a summer vacation? No, because they’re always in school! Get it? They travel in “schools.” No? Whatever…I think I’m funny! Seriously,

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What are HSAs?

After many years of building up their savings account balance, a wife tells her husband they have finally saved enough money to buy what they started saving for in 1999. Her husband says, “You mean

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PTSD Awareness, Symptoms, and Treatment

Post-Traumatic Stress Disorder, or PTSD, affects an estimated 5% of U.S. adults in any given year and about 6% of the entire population at some point in their lifetime. Learn more about this condition,

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What is a Summary Plan Description?

If you receive healthcare benefits from your employer, you should be given access to a Summary Plan Description (SPD). Your SPD provides essential details about your company’s benefits plan

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Sleep Relief and Your Benefits

What do you get when you eat cookies in bed? Crumby sleep! Get it, crummy sleep? That joke may or may not be funny, but what’s definitely not funny is when you do get crummy sleep. Getting enough

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Workplace Eye Health

March is Workplace Eye Wellness Month, so “Eye’d” (HA!) like to talk with you about eye care. Due to the time spent in front of computer screens and the risk of injuries from hazards

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Mid-Year Status Changes and HSA Contribution Limits

Hey! Did you hear the one about the notebook that married a pencil? She finally found her Mr. Write! 🙂 (Honestly, I crack myself up!) If you are an HSA account owner and incur a life event that

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FSAs for Creative Christmas Stockings

Hey everybody! What do you call a bankrupt Santa???? Why, Saint “Nickel-less,” of course! 😆 With just a few days before the end of the year, Flexible Spending Account (FSA) owners who

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CDH Benefits Make Halloween Less Scary

Lots of people love Halloween, and Betty and I love to see the kids in their favorite superhero costumes! (Hint, hint!) People show their spirit by decorating houses and lawns, carving pumpkins, and dressing

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Can I have an HRA and HSA simultaneously?

As consumer-directed healthcare (CDH) accounts become more popular, people want to know how to make them work best. I’m often asked if someone can simultaneously have an HRA and an HSA. The answer

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How to Become a Better Healthcare Consumer

What is the difference between a patient and a healthcare consumer? Many consider the terms synonymous, but there are some distinct differences. Primarily, a patient receives care, but a healthcare consumer

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Back to School and Your Benefits Accounts

Every parent knows how expensive the back-to-school period can be. In addition to clothing and school supplies, there are eye exams, updated eyeglass and contacts prescriptions, sports physicals, dental

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Captain Contributor Explains Lifestyle Spending Accounts

Captain Contributor Explains Lifestyle Spending Accounts A Lifestyle Spending Account, or LSA, is a great way for employers to support their employees. These accounts can help to improve

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Top 5 Reasons You Need a Benefits Debit Card

Does your company sponsor Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs) or Transit/Commuter benefit accounts? If they do, they may offer you

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HSA Funding, Withdrawals, and Penalties

For people enrolled in a high deductible healthcare plan (HDHP), you either own a Health Savings Account (HSA) or hopefully are considering one. HSAs provide participants with several significant

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Which is Better: FSA or HSA?

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) offer a variety of benefits to account owners. While there are some similarities in the benefits, there are some major differences.

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FSA, HRA and HSA Benefits Funds on Debit Cards

In a 2019 survey, GOBankingRates found that more than 37% of Americans preferred using cash to credit and debit cards. Since then, the pandemic has shifted many of those opinions as people became concerned

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Holiday Tips to Help You Spend Your FSA and HSA Dollars

If enrolled in a Flexible Spending Account (FSA), you may be looking for ways to spend down your balance before the plan year ends. I’ve got some ideas to help you use up those remaining FSA dollars.

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