Captain Contributor Explains ICHRAs An Individual Coverage Health Reimbursement Account, or ICHRA, is a special type of HRA that employers can use to help employees obtain health insurance coverage
Continue readingCaptain Contributor Explains Lifestyle Spending Accounts A Lifestyle Spending Account, or LSA, is a great way for employers to support their employees. These accounts can help to improve your overall
Continue readingCaptain Contributor Explains Eligible Expenses Good news! Your FSA or HSA account now has even more spending power! The CARES Act of 2020, expanded the use of Health Savings Accounts and Flexible
Continue readingCaptain Contributor Explains COBRA Insurance What is COBRA insurance? It’s one of those things that people usually hear about (but don’t really think about) until it’s time for them to use it. Sometimes
Continue readingCaptain Contributor Explains the Uniform Coverage Rule It doesn’t take superpowers to know that the cost of healthcare is expensive. That’s why many employers offer tax-advantaged healthcare benefits,
Continue readingCaptain Contributor Explains HSA Funding A Health Savings Account (HSA) is a great complement to a high deductible health plan (HDHP). A person enrolled in a qualified HDHP can open an HSA to
Continue readingCaptain Contributor Explains Benefits Mobile Apps Smartphones are probably an everyday part of your life, but did you know you can use them for easy access to your benefits accounts? Whether you are
Continue readingCaptain Contributor Explains Benefits Debit Cards No matter where you go – doctors’ offices, grocery stores, retail shops, and more – you can use a debit or credit card to pay for goods and
Continue readingWhat are HDHPs and HSAs? What is an HDHP? Moving to a high deductible health plan (HDHP) can be a little scary, especially when looking at the amount of the deductible. One great thing about
Continue readingHealth Reimbursement Arrangement (HRA) Overview An HRA is an employer-sponsored benefit account funded ONLY by the employer. These accounts help employees pay for qualified healthcare expenses.
Continue reading"HRAs may seem complicated, but they’re actually easier to understand than you think. Check out this HRA video with me and Captain Contributor. You’ll get great information about
Continue readingNEFARIOUS ACTIONS 1) Says if you're fired from your job, you aren't eligible for COBRA benefits. FALSE! Eligibility is not affected by the reason you left your job
Continue readingQuestions About Enrolling in Your Benefits A lot of people don’t fully understand their benefits package, and blindly make important healthcare choices. This year, challenge yourself to do
Continue readingUnderstanding How FSAs Work A Flexible Spending Account, or FSA, is a great way to save on taxes and set aside money for health and childcare expenses. The basics of an FSA are pretty simple.
Continue readingCOBRA Insurance - An Overview COBRA coverage allows employees to keep their healthcare coverage under their employer’s group plan after they have a qualifying event that would result in
Continue readingTax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this third installment of Tax-Free Talk, an enrollment season podcast, benefits superhero Captain Contributor
Continue readingTax Savings You can save 30% or more on healthcare expenses due to the tax advantages from an FSA, HSA, or HRA, but do you know what the differences in these benefit accounts? Which one is
Continue readingTax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this second edition of the Tax-Free Talk enrollment season podcast, Kathy Claimant follows benefits superhero
Continue readingTransit / Commuter Accounts Overview The costs of traveling to-and-from work can add up quickly! With a Transit (aka Commuter) account, sponsored by your employer, you can set aside money
Continue readingTax-Free Talk is a special benefits enrollment season podcast featuring host, Kathy Claimant. In this funny, informative and engaging serial, Kathy Claimant hosts benefits superhero Captain Contributor.
Continue readingBenefits Debit Card Overview If you have a Flexible Spending Account (FSA), Health Savings Account (HSA), Transit/Commuter account (or other benefit account), you may be able to sign up for
Continue readingHSA (Health Savings Account) Overview An HSA is a healthcare benefit account for people enrolled in a high-deductible health plan (HDHP). Each payday, account owners put money into their
Continue readingDependent Care Assistance Plan (DCAP) – A Quick Overview Do you have small children or an adult dependent who lives with you? If you answered yes, a DCAP account (Dependent Care Assistance
Continue readingPlanning for Healthcare Expenses Budgeting for future expenses can be hard. After all, you never know when something unexpected will land you in the emergency room. But there are a few important
Continue readingFlexible Spending Accounts (FSAs) - An Overview A Flexible Spending Accounts (FSA) lets employees put aside money each pay day to pay for healthcare costs. The money put into the account
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